![]() ![]() Scheduled personal articles provides all risk coverage with some exclusions. You may want to insure them as scheduled personal articles. If these items are worth more than the limit specified, Special limits are set on items like jewellery or fine arts. Regular personal property, such as a television or personal use computer, is covered under your policy up to your personal property limit. An endorsement is an add-on to your insurance policy that covers a specific item or event. ![]() *some restrictions apply Optional insuranceĮxtra insurance options can be added to your insurance plan as endorsements. While this is a valuable addition to your Home policy, the extended liability coverageĪlso applies to your auto, seasonal, watercraft policies and more*. With Personal Umbrella Liability, you can add between $1 million to $5 million of liability coverage over and above your current policy limits, and with no deductible. Up to dwelling limit for home insurance plus additional 10% if needed. Up to personal property limit for condo and tenant insurance plus additional 10% if needed. $6,000 limit for Credit/Debit Card, Cheque Forgery and Counterfeit Currencyįamily member's property in health care facilityĭepending on Coverage – 5 or 10% of building or personal property limit with a maximum of $500 or $1,000 per tree. ![]() $5,000 limit for Credit/Debit Card, Cheque Forgery and Counterfeit Currency The standard is to insure to Replacement Cost.ģ0 days or until end of policy term, whichever occurs first Identity Fraud Recovery Expenses - up to $10,000. For example, unintentional damage such as paint spilled on a carpet. Fire, lightning, explosion, falling objects, impact by aircraft or land vehicle, riot, water, smoke, windstorm, hail, vandalism, theft, transportation of personal property, electricity, accidental glass breakage and collapse due to weight ofĪll perils covered under Classic, plus more. ![]()
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